Commonwealth Card Access

Possible discounts on electricity, gas, water rates, and public transport, depending on your state or territory. Eligibility Requirements: Must be at least 67 years old. Must meet Australian residency rules. Must meet an income test (Singles: ; Couples: as of March 2026). Note: There is no assets test for this card. 2. Commonwealth Bank (CommBank) Cards

Unlike big-box national banks, these cards are typically issued by member-owned credit unions. This distinction is crucial. When you carry a Commonwealth Card, you aren't just a customer; you are a member-owner. This structure usually translates to lower fees, better rates, and a more personalized banking experience. commonwealth card