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Because funds are held in segregated accounts (often under trustee arrangements), they are not subject to seizure by OANDA’s creditors.

There is no separate "OANDA custodian" for retail traders. OANDA uses segregated bank accounts and complies with local regulations to protect client funds, but it does not appoint an independent third-party custodian. Always review the latest client money agreement for your specific OANDA entity (UK, US, Canada, etc.), as rules differ by jurisdiction. oanda custodian